What a virtual CFO brings to your business
Your bookkeeper records what happened. A virtual CFO decides what happens next. They own the forward view of your finances: cash flow forecasting, budgets, margin analysis, funding strategy and the reporting that keeps owners, boards and lenders confident. Because the role is fractional, you get that leadership for a fraction of the cost of a full-time hire. It is CFO as a service: senior financial leadership, on tap, scaled to what your business actually needs.
CFO support built for Sydney businesses
Sydney is where we started, and where many of our clients are. From the CBD to the Sutherland Shire, we work with trade and field-service businesses, professional firms and multi-entity groups that have outgrown basic bookkeeping. You get a senior finance partner who understands the local market, meets you where you are, and keeps your numbers boardroom-ready.
What is included
Forward cash visibility
A rolling 13-week cash flow forecast, updated as your numbers move, so you see gaps and surpluses weeks before they arrive.
Boardroom-grade reporting
Monthly management reports and board packs that cut the noise: margins, runway, KPIs and the decisions they point to.
Growth and funding strategy
Scenario modelling for hires, pricing, expansion and finance, so every big call is tested against the numbers first.
Clean books underneath it all
Day-to-day bookkeeping, payroll, super and BAS handled by the same team, so strategy is always built on accurate data.
Signs you are ready
- Revenue is climbing but cash still feels tight month to month.
- You make hiring and spending decisions without a reliable forecast.
- Reports arrive late and explain the past rather than the future.
- The bank, investors or a board are asking for numbers you cannot easily produce.
- A full-time CFO salary of $300k+ is hard to justify at your stage.
Why virtual beats a full-time hire
A full-time CFO in Australia typically costs $250k to $350k a year once salary, super and bonuses are counted. Most businesses between $1M and $20M in revenue need that level of thinking, but not five days a week of it. A virtual CFO gives you the same seniority for the days you actually need, scaled up or down as the business changes.
With Business by Numbers, the CFO work sits on top of your day-to-day bookkeeping and BAS, handled by the same Australian team and registered BAS agents. Strategy is never built on stale or unreliable books, and nothing gets lost between providers.
Talk to a virtual CFO about your numbers
Book a discovery consultation and we will map where the business is heading and where the numbers feel unclear. No obligation, no jargon.